Useful Websites
Australian Competition and Consumer Commission (ACCC): www.accc.gov.au if you have a complaint about misleading advertising.
Australian Consumers Association: www.choice.com.au
Lots of information about consumer and financial issues can be searched.
Australian Government website about private health insurance: www.phiac.gov.au Provides information about private health insurance.
Australian Securities and Investment Commission: www.fido.asic.gov.au
This website provides extensive and up to date information on a range of financial and safety issues to do with money. A number of fact sheets on different personal financial issues are available. The site includes survival guides around current issues in the economy and audio downloads.
Australian Taxation Office: www.ato.gov.au Apply for a tax file number, check if you are paying the right amount of tax, lodge a tax return online, check to see if you are paying the correct Medicare levy. A range of other information is also available.
Buying a car - be an informed consumer www.redbook.com.au and www.drive.com.au provided background information to research when buying a new or used car.
Centrelink: www.centrelink.gov.au Provides a range of information and downloadable forms for different Centrelink services.
Commonwealth Bank site for young people: www.dollarsandsense.com.au
This website contains a range of information about financial issues and decisions aimed at young people. It includes information about superannuation.
Compare financial products:
www.cannex.com.au
www.infochoice.com.au
www.choice.com.au
Consumers online: www.consumersonline.gov.au
A consumer reference and referral centre provided by the Australian Competition and Consumer Commission (ACCC). Find resources, fact sheets and assistance on a wide range of consumer issues.
Consumer information about different brands and prices
www.mysimon.com and www.pricegrabber.com These are comparison shopping websites. Identify the features offered with each brand and compare prices between the two e-commerce sites.
Credit card and loan information - Citibank
www.usecreditwisely.com.au
Credit code: www.creditcode.gov.au
Information you should know about using credit and loans.
Government Insurance office: www.gio.com.au
Find out about the different types of insurance such as car, home, contents etc. Use the home contents calculator to find out the value of the items in your home.
Insolvency and Trustee Service of Australia: www.itsa.gov.au
Provides information about individuals and businesses in dire financial difficulties about insolvency and bankruptcy.
Legal information: www.lawstuff.org.au
Find out legal information relevant to the law in NSW. Search a range of relevant topics and some cartoons.
Loan comparisons: www.infochoice.com.au
Compare the positives and negatives of different loans provided by a range of financial institutions.
Medicare: www.medicare.gov.au
Mobile Phones - making an informed choice
www.phonechoice.com.au This is an independent website that provides information and unbiased advice about mobile plans, mobile phones, dealers, network coverage and repairs.
Money Stuff! www.moneystuff.net.au
The website was developed by the NSW Office of Fair Trading with the Department of Education to assist young people prepare for independent living by helping them deal with consumer responsibility and personal financial management.
NSW Office of Fair Trading: www.fairtrading.nsw.gov.au
Provides a range of information and tips for consumers, including shopping tips and hints, using credit, renting, buying a car.
Personal Loan Application form: www.commbank.com.au/Guides/BankingForYou/PersLoan.pdf
Read through the list of things that Medicare does and does not cover. Click on "Want to know more about Medicare", then on "About Medicare", then on "What Medicare covers".
Safe card use: www.bankers.asn.au/ArticleDocuments/Handy_tips_finaldec04HR.pdf
Scams: www.scamwatch.gov.au
This website provides specific information about different scams, why they work and how to avoid them.
Superannuation: www.ato.gov.au/super Information about super contributions to help you save for later in life. If you are eligible the government will match your contributions with a co-contribution (the percentage contributed by the government may change
Telecommunications Industry Ombudsman
Deals with any complaint about mobile phone companies, disputed bills or internet services. They also have free publications to help you understand your rights. www.tio.com.au
Understanding Money website
www.understandingmoney.com.au This site has information about everything to do with managing money. There is also a free Understanding Money budget planner and other tools on the site.
Scams
www.scamwatch.gov.au This give you the latest information on scams that are circulating. Use the form to find out the sort of decisions, information and documentation you will be asked to provide when applying for a personal loan.
Wagenet
www.wagenet.gov.au WageNet provides information about wages and conditions of employment in Australia for work that is covered by federal awards and agreements.
Warren's story www.asic.gov.au/fido/fido.nsf/byheadline/Warren%27s+story%3A+choosing+car+insurance?openDocument
This is an Australian Securities and Investments Commission (ASIC) downloadable publication that provides information about buying a car for young people.
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